A  Brief Overview

Keeping up with your daily expenses can be financially draining and intimidating. There are a wide variety of goods one needs to be able to carry out their lives with ease and efficiency. These very products can be costly and paying for the same can be tedious. Equated monthly installments or EMIs allow for the price of a product to be split across a longer time frame. Traditionally, owing to the fact that the entire payment of a product is split across a time frame, interest is applicable for the convenience provided. Moreover, traditionally EMIs have primarily been available to credit card users alone.

Savvy Ideas to Shop with an EMI Without a Credit Card

Not everyone has a credit card and EMI Cards serve to be a great alternative as they allow consumers to be able to make a wide range of purchases over a period of time.

THE Bajaj Finserv EMI Card is your ticket to availing of a credit-card-free EMIs. It provides users with pre-approved loans instantly and is at the tip of their fingertips. A few savvy ideas that you can take advantage of while shipping with the Bajaj Finserv EMI Network card is as follows.

• The Bajaj Finserv EMI Network card allows you to avail of EMI online without a credit card on the Finserv MARKETS online store.
• You can enjoy making purchases for a wide array of products as our network of online partners and stores is expansive thereby allowing for hassle-free purchases.
• In addition to the Bajaj Finserv EMI Store, you can make purchases with our partners. Our partners include but aren’t limited to Amazon, Choose My Bicycle, Flipkart, MakeMyTrip, Paytm Mall, Pepperfry, Samsung, Vivo, Yatra.
• You can be assured of cost-effective purchases that are easy on your pocket.
• You have access to a number of exciting offers and discounts with this card.

Why Should you  Avoid Using Credit Card EMIs –

Credit cards can be attractive options to gravitate towards when you want to buy varied products, as they allow you to pay for them in installments over an extended time frame.

However, owing to the fact that they carry with them an interest in addition to a processing fee, you end up paying significantly more than the actual price of the product.

This fact, however, should not dissuade you from buying whatever it is your heart desires. Instead, you should consider making these purchases with an EMI card.

EMI cards allow you to purchase all that you would like, however, they do so in a cost-efficient manner.

The Benefits of Using an EMI Card with No Cost EMI

• EMI Cards can be understood to be pre-approved loans that allow you access to a specified sum of money.
• This money can be used to make instant purchases which can be repaid with the aid of monthly installments that are convenient.
• What makes No Cost EMI cards viable bets is the fact that they do not have any interest applied to them.
• This means that installments paid are interest-free which puts them in stark contrast to credit cards.

Bajaj Finserv EMI Card – Apply Today!

Shopping on EMI without credit cards has never been easier. You can apply for an EMI card via the online customer portal provided you are an existing customer and meet the eligibility requirements.

You are merely required to make an online payment amounting to INR 399 and will receive the EMI card within a period of 2 weeks.

Offline purchases for this card can be made at any of our partner stores that are part of the EMI network of Bajaj Finserv.

Wrapping Up

Take advantage of all that the EMI Card provides without the worry of paying extra in the form of interest fees. Finserv MARKETS offers an extensive range of products that cater to a wide variety of tastes.